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Creditburner and others like it are ptp advertising networks. They pay site owners to advertise their ptp links. a lot of these ptp sites will use hidden iframes. Iframes are basically pages hidden in the page you are already viewing. The 0 in front of iframes is the size of the frame, meaning its there but has 0 visibility. You wont even know its there. 0-iframes are used to load sites onto your computer that you would normally not visit. Some can be harmless like visitor counters or geo-counters but most are very nasty.They can redirect you to porn sites but they can also download trojans or do autosearches on your computer.Normally ptp links will be worth up to about 50c per 1000 views. Creditburner and others like it will pay from 50c up to $5.00 per 1000 views.Its a very profitable business for most site owners but very bad for the members clicking the links.There are blacklists of sites using iframes and most forums won't allow those sites to be advertised. So if you join a site and you are having problems loading the site or your browser freezes look around and you will probably find banners for creditburner, blueadvertise, pay-ads or vastgate. if you dont see the ads copy the url of the site into the jutaky detektor just to be sure. Even better, check all sites before joining.